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Tara Tours strongly recommends that you purchased Travel Insurance. The following policy has been designed by Travel Guard for Tara Tours clients.

TRAVEL WORRY FREE….

Cover your investment from those unforeseen circumstances that may arise before or during your trip. Travel Guard's Trip Protection Plan provides valuable coverage at an affordable price and includes the following benefits:

Travel Protection Plan - Deluxe

Benefits and Coverage Limits

Trip Cost Trip Cancellation $50,000 Medical Expense
Trip Cost Trip Interruption $500,000 Emergency Evacuation & Repatriation
$750 Trip Delay ($150 limit / day) $25,000 Accidental Death and Dismemberment
$1,000 Baggage & Personal Effects Included Travel Medical Assistance
$250  Baggage Delay Included Worldwide Travel Assistance
$500 Missed Connection Included LiveTravelฎ Emergency Assistance

Optional Additional Coverage: $25,000 Primary Collision Damage Waiver   Cost: $6 per day per car
 

Notes:

Travel Protection Plan is priced per person.
Pre-existing medical condition exclusion will apply to the first 25,000 of trip cost and will be waived if Travel Protection  Plan is purchased within 7 days
The Travel Protection Plan may be purchased by your clients no later than their final trip payment date, without waiver
of pre-existing medical conditions.
 

Plan Cost:

Tour Cost

Per Person

$0

$1 - $ 500

$ 501 - $1,000

$1,001 - $1,500

$1,501 - $2,000

$2,001 - $2,500

$2,501 - $3,000

$3,001 - $3,500

$3,501 - $4,000

$4,001 - $4,500

$4,501 - $5,000

$5,001 - $5,500

Premium

Per Person

$37

$45

$74

$93

$129

$164

$200

$235

$270

$305

$340

$407

Tour Cost

Per Person

$ 5,501 - $ 6,000

$ 6,001 - $ 6,500

$ 6,501 - $ 7,000

$ 7,001 - $ 8,000

$ 8,001 - $ 9,000

$ 9,001 - $10,000

$10,001 - $11,000

$11,001 - $12,000

$12,001 - $13,000

$13,001 - $14,000

$14,001 - $15,000

$15,001 - $16,000

Premium

Per Person

$ 445

$ 483

$ 517

$ 579

$ 655

$ 731

$ 805

$ 884

$ 960

$1,037

$1,114

$1,194

Additional Coverages

$ 25,000 Car Rental Collision Coverage. Plan Cost: $6 per day per car


IMPORTANT — Exclusions apply to certain medical conditions.

Notice to State of Washington, Florida, Georgia, Indiana, New Hampshire, New York, Oregon, Pennsylviania, Utah Residents:
This is not your insurance policy. To obtain your state-specific insurance policy, visit www.travelguard.com/fulfillment 
or call 1-866-385-4839  Refer to product 007715  P1 11/11

For coverage questions or to request a claim form, call toll-free 1.866.385.4839. For emergency help while on your Trip, see the information and phone numbers below

When calling from the U.S., 1.866.385.4839.

When calling from abroad, call collect 1.715.295.5452.

LiveTravel 24-Hour Assistance 1.800.826.8597

 

DETAILS OF COVERAGE

The following is a BRIEF description of coverage. A description of insurance will be provided to you upon receipt of insurance payment.

 

Trip Cancellation & Interruption

Trip Cancellation and Interruption pays for forfeited, non-refundable, unused payments or deposits if due to:

• Unforeseen sickness, injury, or death of the Insured, a Traveling Companion, Family Member, or Business Partner. (Certain exclusions apply.)

• Inclement weather causing delay or cancellation of travel.

• The Insured’s primary residence being made uninhabitable by natural disaster, vandalism, or burglary.

• The Insured, or a Traveling Companion being subpoenaed, required to serve on jury duty, hijacked, or quarantined.

• The Insured, or a Traveling Companion is involved in or delayed due to an automobile accident, substantiated by a police report, while en route to departure.

• The Insured or Traveling Companion is involuntarily terminated or laid off through no fault of his or her own, which occurs more than 14 days after an Insured’s effective date of coverage, provided that he or she has been an active employee for the same employer for at least one year. Termination must occur following the effective date of coverage. This provision is not applicable to temporary employment, independent contractors or self-employed persons.

• Strike, resulting in the complete cessation of travel services at the point of departure or destination.

• Primary Coverage.

 

Travel Delay

Reimburses up to $150 a day for reasonable additional expenses if delayed for 12 hours or more due to:

• Carrier delay such as mechanical difficulties.

• Lost passport, money, or travel documents.

• Natural disaster.

• Injury, sickness or quarantine of the Insured or Traveling Companion.

 

Missed Connection

Reimburses up to the Maximum Benefit shown on the Schedule of Benefits if

delayed for three to less than twelve hours to your point of departure due to:

• Inclement weather

• Common carrier causes cancellation or delay of all regularly scheduled airline flights.

 

Baggage & Personal Effects

• Reimburses for loss, theft, damage, and mysterious disappearance of baggage

and personal effects.

• Primary coverage — no need to present a claim to another carrier such as

Homeowner’s.

• Covers loss due to unauthorized use of credit cards if the Insured has

complied with credit card conditions.

• Pays for administrative fees to reissue lost or stolen tickets.

• Coverage for cameras, musical instruments, breakage of brittle or fragile

articles, and golf and scuba equipment.

 

Baggage Delay

• Reimburses for the purchase of essential items if baggage is delayed for more than 24 hours.

 

Medical Expense

• No daily limits or deductibles.

• Pays for physician, hospital, ambulance services, and prosthetic devices. Initial

treatment must be received during trip. We will pay for covered expenses for

up to one year from date of injury/sickness.

• Pays for emergency dental expenses during the trip.

 

Emergency Evacuation and Repatriation of Remains

• Evacuation to nearest adequate medical facility.

• Transportation of remains upon death.

 

Accidental Death & Dismemberment

• Covers death and loss of limb or eyesight within 180 days of an accident.

Travel Medical Assistance

• Emergency medical transportation assistance • Physician/hospital/dental/vision referrals • Repatriation of mortal remains • Return travel arrangements • Emergency prescription replacement • Dispatch of doctor or specialist • Medical evacuation quote • In-patient and out-patient medical case management • Qualified liaison for relaying medical information to family members • Arrangements of visitor to bedside of hospitalized Insured • Eyeglasses and corrective lens replacement assistance • Medical payment arrangements • Medical cost containment/expense recovery and overseas investigation • Medical bill audits • Shipment of medical records • Medical equipment rental/replacement

Worldwide Travel Assistance

• Lost baggage search; stolen luggage replacement assistance • Lost passport/travel documents assistance • ATM locator • Emergency cash transfer assistance • Travel information including visa/passport requirements • Emergency telephone interpretation assistance • Urgent message relay to family, friends or business associates • Up-to-the-minute travel delay reports • Long-distance calling cards for worldwide telephoning • Inoculation information • Embassy or Consulate Referral • Currency Conversion or purchase • Up-to-the-minute information on local medical advisories, epidemics, required immunizations and available preventive measures • Up-to-the-minute travel supplier strike information • Legal referrals/bail bond assistance • Worldwide public holiday information

LiveTravelEmergency Assistance

• Flight rebooking • Hotel rebooking • Rental vehicle booking • Emergency return travel arrangements • Roadside assistance • Rental Vehicle Return • Guaranteed hotel check-in • Missed connection coordination

 

— OPTIONAL COVERAGE —

• $25,000 Primary Car Rental Collision Coverage

• Collision for any damage that the car rental contract holds the Insured responsible for.

• Subject to a $250 deductible.

 

PRE-EXISTING MEDICAL CONDITION EXCLUSION: The Insurer will not pay for any Loss or expense incurred as the result of an Injury, Sickness or other condition of an Insured, Traveling Companion, Business Partner, or Family Member which, within the 60 day period immediately preceding and including the Insured’s coverage effective date: (a) first manifested itself, worsened or became acute or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; (b) for which care or treatment was given or recommended by a Physician; (c) required taking prescription drugs or medicines, unless the condition for which the drugs or medicines are taken remains controlled without any change in the required prescription drugs or medicines.

This is applicable to all coverage's contained in the policy. You must be medically able to travel when you pay your plan cost. In the event that a claim is filed, the injury or illness must be substantiated to the Claims Department.

This is only a brief description of the coverage's available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance is underwritten by National Union Fire Insurance  Company of Pittsburgh, Pa., with its principal place of business in New York, NY. Coverage may not be available in all states.

The policy covers trips up to 180 days in length. Effective Date: Trip Cancellation benefit will be effective at 12:01 a.m. on the day after the plan cost is paid to the travel agent. All other coverage will take effect on the date the insured leaves for their trip. Termination Date: All coverage ends on the earlier of: (a) the date the trip is completed; (b) the scheduled trip completion date; (c) the Insured’s arrival at the return destination on a round trip, or the destination on a one-way trip; or (d) cancellation of the trip covered by the policy.

Travel Guard

1-866-385-4839

Refer to product number 007715 P1

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Last modifed: April 18, 2014